The three-year anniversary of the most sweeping changes to credit reports in decades just occurred (July 1, 2017 – 2020). Yet, I continue to be amazed at the myriad of people who are in industries that use credit reports but are still unaware of the critical data that has been omitted from credit reports for now over three years.
The modifications to credit reports in July of 2017 were a direct result of a lawsuit settlement against the three major credit bureaus – Equifax, Experian, and TransUnion. This settlement resulted in the creation of the National Consumer Assistance Plan (NCAP).
Read our latest blog to learn more about the resulting mandates and their lasting impact on the information available via credit reports.
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