RELIABLE BACKGROUND SCREENING INDUSTRY NEWS AND ARTICLES

When companies hire a third-party employment background screening company to perform the background checks as part of their hiring process, both the employer and the background screening company must adhere to the Fair Credit Reporting Act (FCRA – the federal law that governs employee background checks). Many people have heard about the FCRA as the federal consumer lending protection law – which it is. However, the part of the FCRA that deals with employee screening has nothing to do with consumer credit cards, car loans, or mortgages. The Fair Credit Reporting Act imposes very stringent disclosure requirements upon the employer when the [...]

Credit reports are used as a component when evaluating financial capacity to repay loans, but they are also used as part of most background screening reports, such as resident and tenant screening, franchisee screening, country club membership screening, and often also for employee screening purposes. Many people struggle to read and understand the information that is contained in a credit report, plus not all credit reports provide the same information. Some of the features that are optional components of a credit report, and are not provided by every background screening company include: Year and State of Issuance of the Social Security Number [...]

Companies and organizations perform background checks for different reasons, and usually none of those reasons are to save money on their liability insurance costs. Nevertheless, performing thorough, best practices background checks should result in lower liability insurance expenses. However, it is important for companies and organizations to be proactive by contacting their insurance company to obtain their reduced insurance premiums. The more common reasons for background checks usually involve the following: Employee Screening – Protecting customers and employees, and shielding businesses against negligent hiring and retention liability.Volunteer Screening – Safety of the organization and its clients, members, donors, and employees.Country Club Membership [...]

Companies often need to verify employment, salary, and/or educational degrees – either for employee screening, tenant screening, or some other permissible business purpose. All too often, many companies rely on documents that are submitted by the individual consumer applicant. Examples of documents provided by these individuals are pay stubs, college diplomas and transcripts. The problem is that frequently these documents are fakes. Fraudulent pay stubs, college diplomas and transcripts are very easy to obtain today. In addition to the widespread availability of laser printers and desktop publishing, there are a plethora of websites that will sell counterfeit documents, enabling dishonest consumers to [...]