BACKGROUND CHECK NEWS AND ARTICLES
Reliable Background Screening has a long and successful history performing background checks in a multitude of industries, nationwide. Reliable is widely considered as the experts in the intricacies of the Fair Credit Reporting Act (FCRA) and other background screening regulations. President and CEO, Rudy Troisi, has been a speaker, nationally, at numerous professional organizations on the topic of employee and other background checks. As part of our stated goal to educate our clients about what background information they should have, and what the best methods are to acquire it, please refer to the two areas below, which contain valuable information pertaining to background checks.
Please click below to go to the areas of interest:
Credit Reports Changed Two Years Ago – Do You Know How?
All credit reports provided by the three credit bureaus underwent dramatic change two years ago (July 1, 2017). I first wrote about this in May 2017, Big Changes Coming to Credit Reports, and also in June 2017, Act Before Eviction Judgments Disappear From Credit Reports. This occurred due to a lawsuit settlement that the three credit bureaus (TransUnion, Experian and Equifax) agreed to accept. The enduring impact of [...]
Background Check Reports are Not Interchangeable
The Fair Credit Reporting Act (FCRA) is the federal law that regulates consumer reports, i.e., background check reports. The FCRA has another purpose – the consumer lending protection law – but this article focuses on its regulations and their impact on background screening reports. The FCRA requires that consumer reports be obtained with proper consumer consent and for a permissible business purpose. Permissible business purposes include the following [...]
Equifax Revolutionizes What is a Soft Pull Credit Report
In an interesting move that leads the credit bureau industry, Equifax has made “soft pull” credit reports available for tenant screening purposes. Of the three main credit bureaus, Equifax is the only credit bureau that provides the option of a soft pull tenant screening inquiry to the end-user, i.e., to the landlord, apartment or property management company. Unlike the other two credit bureaus, that only make available soft [...]
DOL Seeks Comments on Joint Employer Proposed Regulation
The Department of Labor (DOL), in its first meaningful revision since 1958 to its joint employer regulation, announced a proposed rule to change how joint employer status is determined going forward. This is of particular importance to the franchise industry, where franchisors strive to not be considered a joint employer. The DOL proposal has a four-factor test that evaluates whether a potential joint employer exerts control to: Hire [...]
Why Your Employee Screening Disclosure Must Be “Clear and Conspicuous”
Last month I wrote about the Ninth Circuit Court of Appeals’ ruling in Gilberg v. California Check Cashing Stores, and the significant impact it may have on determining if an Employee Screening Disclosure and Authorization (DA) form is compliant. The possible consequences are so severe, I am writing about it again. The FCRA – Fair Credit Reporting Act – the federal law that governs employee screening – imposes [...]
Is Your Employee Screening Disclosure and Authorization Form Still Compliant
Just a few weeks ago, the Ninth Circuit Court of Appeals issued a ruling in Gilberg v. California Check Cashing Stores that may have a significant impact on whether an Employee Screening Disclosure and Authorization (DA) form is compliant. Although the FCRA (Fair Credit Reporting Act – the federal law that regulates employee screening) has not changed, case law evolves over time. Further, predatory plaintiff attorneys seek to [...]
